Utilize the half payment method ( I talk about this method in my article about how to stretch your income) and split up large payments, your mortgage for example, into more manageable chunks. Sharing is caring! One of the chief troubles I hear from people is how difficult it is to manage monthly bills when you get paid at different times every month. For example, you might keep it with your checkbook, in a life planner or a home organization binder. Please drop a comment below! For example, there should be a space for confirmation or reference numbers which you may need in case any problems arise with regards to your payments. List your bills in the order of their due dates so you can see which ones are the most urgent. Want to know more about me? Thank you for letting me know. ), Savings and investments (including college, retirement, and your emergency fund), Miscellaneous expenses (including groceries, child care, vacation, entertainment, clothes, gas, commuting, auto maintenance, medical out-of-pocket, charity, etc.). Some people also find bullet journals to be very useful. No matter what style or format you use, include these important elements: A good checklist should show you all of your upcoming bills in the order of their due date. Hi Ellie, Either go through last years budgets and see what you had paid last year or you can make a plan about what you have coming up, going month by month. Doing so not only avoids the added expense of late fees, but it also ensures your credit remains in good standing. If you also want to include the bills which don’t come regularly, then you may have to print out monthly bill payment logs for all months of the year. If you want to organize your entire year, you can use this type of checklist. You can either store it in your phone or print out the monthly bill organizer and keep it with your other financial documents. Don’t let irregular expenses throw a wrench in your finances. Keeping this type of checklist will provide you with a reference point for when you need to make a budget for repairs around the home in the future. If you are enjoying this article, make sure you subscribe below! Having a monthly budget is fantastic, but if you aren’t sticking to your budget you are wasting your time. Who cares if you write down $100 a month for eating out if you are spending $400?! Cabinets and binders aren’t just useful for keeping your bills organized. When it comes to financial information and bills payment, most of us are perpetually disorganized. Automating allows me to keep my saving goals on track. The Free Bill Payment Organizer. Take a closer look to some of the pages we included: The Monthly Bill Payment Log Flush hot water heater and remove sediment. I’d love to hear how these worked (or didn’t) for you. The template has some ideas, and here is an outline of important tasks you may not want to overlook. A budget calendar gives you a birds-eye view of what your month look likes in terms of your finances. It may help to have the entire year laid out. A lot of people find this monthly bill template to be very useful and convenient because it serves as a reminder for all of the bills you need to pay. Bill pay organization is a great tool to paying bills on time and avoiding late fees. It will help you sort out your monthly bills while helping you pay off your responsibilities as well. Write the name of the company where you have to pay the bill along with the due date. You can keep this log in your planner, in your checkbook or in other handy places. Please enjoy this quick free bill payment organizer tour! ), Utilities (gas or oil, electricity, water, water and sewer, phone and cell service, etc. After graduating from Business school, I jumped into the deep end of being married with children. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. 2.1 Monthly bill payment log; 2.2 Yearly bill payment log; 2.3 Home budget checklist; 2.4 Home maintenance checklist; 3 Bill Calendars; 4 The important elements of a bill pay checklist. Test your electricity to the extent that you can. A yearly bill organizer will allow you to see all of the bills you have to pay for the next 12 months. Heck, some companies will even give you a discount if you sign up for auto-pay. I’m so glad you found it helpful. Or perhaps you can restructure how you set up your payments for high cost items.
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